Buying a home abroad can be a complicated, confusing and uncertain process. We at
Kala Homes make every effort to simplify, clarify and expedite every aspect of your purchase.

Off Plan Homes

What are Off Plan- Homes
An Off-Plan Home is one which is built according to architect’s drawings
when the sale has been complete.

Benefits of Purchasing Off–Plan Homes

• Interior plans can be amended to suit your individual requirements

• Payments can be made in stages

• Viewing examples of the builders work

• Lower tax payments

4 Stage Payment Plan

• 25% Deposit will secure ownership of land

• 25% When basic structure is completed

• 25% When windows /doors & tiles are complete

• 25% Final payment when the property has been inspected and the purchaser if
  fully satisfied with the completed project

The Buying Process

The process is exactly the same for both fully complete and off plan sales.
In order to complete the purchase of your property, you will need:

• A Greek Tax Number (AFM)

• A Greek Bank Account

• A Greek Residence Permit issued locally (Blue Card)

• A Greek Lawyer

• A Greek Notary Public

*If you wish we will personally arrange this for you at no extra cost

Related Costs

The fees outlined below are paid by the purchaser and based on the officially assessed value of the property, not the actual sale price. The officially assess price determined by the Greek Tax Authorities is normally lower than the sale price.

• Lawyer’s fees – approx 2%

• Notary fees – approx 2%

• Purchase tax – approx 9%

• We charge No Agents Fee, which means a saving of 2%

*Purchase tax for Off–Plan Homes is calculated at a lower percentage than for ready New Build Homes

Financial Advisor/Mortgages

• We offer the services of a financial advisor, fluent in English, to assist you
  with mortgage information and applications.

• We work with a number of banks and finance companies and can help you
  find the best deal